Wealth Master Group, Inc.
Our Team
With over 20 years of experience in financial services, Jack Ko has dedicated his career to helping retirees and pre-retirees achieve financial peace of mind. As the Founder and President of Wealth Master Group, Inc., Jack specializes in reducing investment risk, maximizing retirement income, and designing tax-efficient estate strategies that protect what matters most — families, legacies, and futures. His mission is simple yet powerful: to ensure every client can retire with clarity, confidence, and dignity.Â
Jack began his career on Wall Street as an Equity Trader with E*Trade, where he witnessed firsthand how market downturns devastated unprepared retirees. This experience shaped his philosophy: retirement money should work differently than accumulation money. He later became a Partner at Cornerstone Financial Strategies before establishing Wealth Master Group in 2014 to provide independent, client-first retirement planning. Since then, Jack has hosted more than 1,000 educational seminars across New York and New Jersey, equipping thousands of seniors with practical knowledge and confidence for their retirement journey.
He earned his Bachelor's degree in Finance from Pace University, is a Registered Financial Consultant (RFC®), and holds Life, Health, and Accident Insurance licenses. He has also earned FINRA Series 4, 7, 24 and 66 licenses, adding to his broad expertise in investments and protection strategies.
Living in Livingston, NJ, with his wife and three children, Jack brings personal understanding to every client relationship, treating each family's retirement security as seriously as his own.Â
"My job isn't to make you rich — it's to make sure you never run out of money." ~ Jack Ko
Kyle Cai is a retirement and wealth-management advisor with nearly 20 years of experience guiding pre-retirees, retirees, and business owners through critical financial transitions. He helps clients reduce investment risk, maximize retirement income, and build tax-efficient distribution and estate-planning strategies—delivering lasting financial stability, clarity, and peace of mind.
Kyle has held leadership and advisory roles at top financial institutions, including Vice President positions at J.P. Morgan Chase and Merrill Lynch, as well as a senior advisory role at Citigroup. This institutional background provides deep market expertise and the discipline to design sophisticated, tailored wealth-management strategies.
Kyle earned his Bachelor's degree in Finance from Baruch College in New York. He holds the Registered Financial Consultant (RFC®) designation, FINRA Series 7 and Series 66 licenses, and Life, Accident & Health Insurance licenses—enabling him to deliver fully integrated guidance across investments, retirement income, insurance planning, and risk management.
In addition to his advisory practice at Wealth Master Group, Kyle hosts educational seminars across New Jersey, Pennsylvania, and Delaware on topics including retirement income strategies, risk management, insurance planning, and estate planning. He is also the industry’s first creator and author of "100 Cards to Financial Freedom in 45 Minutes," a best-selling financial educational system used by families nationwide to build their wealth.
Kyle resides in Montgomery County, Pennsylvania with his wife and two children, where he is actively involved in his local community as he also serves as the Treasurer of Living Water Missional Church in Lansdale, PA.
With over 20 years of experience in financial services, Veronica has helped hundreds of individuals and families take control of their financial future. As Partner and Regional Vice President at Wealth Master Group, Inc., she specializes in personalized retirement income strategies, tax-smart wealth preservation, and legacy planning that transforms financial anxiety into long-term confidence.
From working professionals preparing for retirement to families navigating multigenerational wealth transfer, Veronica guides clients through key areas of planning, including Social Security optimization, RMD timing, income distribution, and minimizing tax exposure. Her strength lies in simplifying complex ideas and providing clear, actionable guidance.
Before transitioning into independent consulting, Veronica led institutional-level financial operations at firms such as Citco Fund Services, Enhanced Healthcare Partners, J.P. Morgan Chase, and BNY Mellon. Today she brings that same high-level precision to individual households—bridging the gap between Wall Street strategies and Main Street families. Guided by the belief that financial planning should be objective, educational, and practical, she leads public seminars across New York and New Jersey on Social Security optimization, retirement income design, risk management, tax-advantaged strategies, and legacy protection.
Veronica earned her MBA in Finance from Long Island University and a Bachelor’s degree in Accountancy from Baruch College. She is a Registered Financial Consultant (RFC®). She also maintains Life, Health, and Accident insurance licenses, allowing her to advise with a comprehensive perspective. Veronica resides in Queens, New York, with her husband and two children.
Selina Li, CFP®, is a Partner and Regional Vice President at Wealth Master Group, Inc., where she specializes in delivering comprehensive retirement planning solutions for clients nearing or inretirement. She focuses on tax-efficient distribution strategies, investment portfolio management, and employer retirement plantransitions—helping clients preserve their wealth, generate sustainable income, and enter retirement with confidence.
Since 2011, Selina has developed deep expertise at leading financial institutions. At TD Ameritrade, she advised high-net-worth clients on estate planning, portfolio allocation, and sustainable withdrawal strategies. At Fidelity Investments, the largest U.S. 401(k) provider, she guided thousands of retirees through employer-plan rollover strategies, retirement income structuring, and long-term asset management.
She subsequently joined Citigroup as a Financial Planning Specialist and national subject-matter expert, where she coached advisors across multiple markets and reviewed advanced retirement plans to uphold the highest standards of fiduciary responsibility and client care.
Selina holds the CERTIFIED FINANCIAL PLANNER® designation, the industry's highest benchmark for technical expertise and ethical practice. She also maintains FINRA Series 7 and Series 66 registrations, along with Life & Health Insurance licenses, enabling her to provide fully integrated guidance across investment management, tax-efficient distribution, retirement income planning, and risk management. Her institutional management experience and specialization in retirement planning equip her to serve clients with both technical precision and genuine care.
Beyond her advisory practice, Selina is a best-selling author of financial education books designed to help families build financial literacy and secure their futures across generations. She resides in Brooklyn, New York, with her two children.